The State Pension remains a foundation of retirement income for millions across the UK. Although private pensions and other investments often play a significant part in retirement plans, the State Pension provides a consistent baseline of support.
Many people seek clear guidance on what to expect from the State Pension, especially when government policies evolve. Changes set for the 2025/26 tax year have prompted questions about how much pensioners will receive, how the system affects those who are planning to retire soon, and what individuals can do to stay informed.
The steps you take to check your pension forecast and NI record can make a difference. Accessing government services online and reading official guidance can confirm that you are on track to get the maximum
amount for which you qualify. If you have a gap in your record, paying voluntary contributions might mean the difference between missing out on a higher payment or receiving a boost that could last the rest
of your life.
This guide addresses these questions and offers an overview of the updated State Pension system.
Have any questions about your State Pension? Get in touch – we’re here to help.
GUIDE: State Pension changes in 2025